One could argue that the joy of a Bentley is both in the driving and in the ownership.
Today, ownership of a car is not considered by some to be as important as its use over a period
of time. Being able to enjoy the experience of driving a Bentley without the requirement of
ownership is a financing route that we are pleased to offer the Bentley driver.

 

The question of ownership is a key factor in deciding the preferred method of acquisition for your Bentley, and Bentley Financial Services provides a range of methods dependant on whether you are looking to own your Bentley at the end of the agreement. The choice between ownership and leasing is a purely personal one, but the joy of driving is the same. Bentley Financial Services is here to help you make that choice.

Hire Purchase
‘The simple, uncomplicated finance package for a new pre-owned Bentley.’
Bentley Financial Services offer Hire Purchase as the most widely used and understood method of vehicle funding in the country.
After paying an agreed deposit, you pay the balance as monthly payments (with interest) over an agreed period of usually between 12 and 48 months. When the payment period has been completed and all payments made (including the option to purchase fee), the Bentley becomes your property to continue to enjoy driving or to part exchange for a new Bentley.

Lease Purchase
‘The cost effective, tax efficient finance package most customers choose.’
This is the most conventional business choice offering the simplicity of Hire Purchase but with a greater degree of flexibility. The fundamental principle of Lease Purchase is to defer a major portion of the repayment to the end of the agreement. This amount is mutually agreed at the commencement of the contract when a deposit is paid. The contract period is normally between two and three years. Lease Purchase is often found to be most suitable for the budgeting and tax requirements of some companies. Writing down allowances can also be claimed on the vehicle.
At the end of the contract the final payment is made and the Bentley becomes the property of your business to use or part exchange for another Bentley.

Finance Lease
‘Flexible financing, with significant tax benefits and improved cash flow.’ A Bentley Financial Services Finance Lease is a flexible and tax efficient option for many businesses.
After choosing the Bentley to meet your business and personal needs you simply select a leasing period of between one and four years. The deposit is usually an amount equal to three or six monthly rentals. You then have the choice of a ‘Full Payout’, which spreads the cost of the lease equally over the term for ease of budgeting or a ‘Balloon Payment’ that offsets a major part of the cost to the end of the period.
The Balloon Payment has the effect of reducing payments and keeps capital in your business until the end of the period. You may also be able to recover VAT charged on the lease if you are VAT registered – up to 100% recovery if you use your Bentley wholly for business purposes and up to 50% recovery if there is any private use. For accounting purposes your Bentley will be shown as a company asset.
The Exchequer also allows Bentley Financial Services to recover the VAT on the cost of the vehicle, the benefit of which is passed on in lower monthly payments.
At the end of the agreement when all terms have been met, you can sell the Bentley on our behalf to a third party in which case a percentage of the sale’s proceeds will be refunded.

Typical examples for a Bentley Continental GT
Hire Purchase
Period of agreement 36 months
Manufacturer’s list price £110,000.00
Deposit £22,000.00
Charges for credit** £13,199.96
Total amount payable** £123.199.96
APR 9.8%
36 monthly payments of £2,811.11
** Includes £95 acceptance fee payable with the first payment and £40 option to purchase fee payable at the end of the contract.

Lease Purchase
Period of agreement 36 months
Manufacturer’s list price £110,000.00
Deposit £22,000.00
Charges for credit** £21,890.65
Final payment* £65,000.00
Total amount payable** £131.890.65
APR 9.9%
35 monthly payments of £1,282.59
* Includes option to purchase fee payable at the end of the contract. ** Includes £95 acceptance fee payable with the first payment and £40 option to purchase fee payable at the end of the contract.

Finance Lease
Period of hire 36 months
Initial rental* £7,249.64
35 monthly payments of £1,192.44
Final payment £65.000.00
All rentals subject to VAT. * Includes £95 acceptance fee.

In each of the typical examples shown, the manufacturer’s list price excludes vehicle registration fee, road fund licence, registration or delivery charges. All price and product information shown is correct at time of going to press.

Guarantees and indemnities may be required. Finance is subject to status, available to over 18s in the UK only. Written quotations available from: Bentley Financial Services, Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR. Bentley Financial Services is a trading style of Volkswagen Financial Services (UK) Limited. Registered office as above. Registered in England No. 2835230.